
Employees who have access to your information are made aware of how to keep it confidential. We use
contracts and other measures with our outside suppliers to maintain the confidentiality and security of
your personal information and to prevent it from being used for any unauthorized purpose. Access to
your personal information is only given to those who require it to provide our products or services, or
where permitted or required by law.
How you can protect your privacy. Never disclose your current PIN, passwords or answers to online
personal verification questions to anyone, or you could be liable for losses. No URQUi employee or agent
will ever ask you verbally or through e-mail for this information. Make sure that URQUi has your most
up-to-date address or contact information will help protect your personal information from being
misdirected. To protect your privacy online, you should clear your browser's cache after each session, use
a firewall, and use up to date software to protect your computer from viruses and spyware.
NOTICE OF CHANGES
If we make changes to this policy, we will notify you in an appropriate manner.
DISPUTE RESOLUTION
This policy, and all related matters are governed solely by the laws of British Columbia, Canada and
applicable federal laws of Canada. Any dispute between you and URQUi.COM or any other person
arising from or connected with or relating to this Privacy Policy, or any related matters (collectively
"Disputes") will be resolved solely in accordance with the Policy of this Article.
If there is any dispute arising out of or relating to this Privacy Policy, then the parties will use reasonable
and good faith efforts to resolve such dispute, first by direct negotiation and then, if that is not successful,
by mediation with a neutral third party mediator acceptable to both parties. Each party will bear its own
costs and expenses in connection with any mediation and all costs and expenses of the mediator will be
shared equally by the parties.
Any Dispute that is not settled by mediation or agreement between the parties within a reasonable time
shall be settled exclusively by binding arbitration by a single arbitrator. The location of the arbitration
will be Vancouver, Canada. The arbitration will be governed by the Commercial Arbitration Act (British
Columbia). The arbitrator will be selected and the arbitration conducted in accordance with the British
Columbia International Arbitration Rules ("Rules") and conducted by the British Columbia International
Commercial Arbitration Centre, except that the provisions of this Privacy Policy or the Terms of Service
will prevail over the Rules. The parties will share equally in the fees and expenses of the arbitrator and
the cost of the facilities used for the arbitration hearing, but will otherwise each bear their respective costs
incurred in connection with the arbitration. Depositions will not be allowed, but information may be
exchanged by other means. The parties will use their best efforts to ensure that an arbitrator is selected
promptly and that the arbitration hearing is conducted no later than 3 months after the arbitrator is
selected. The arbitrator must decide the dispute in accordance with the substantive law of British
Columbia. This requirement does not, however, mean that the award is reviewable by a court for errors of
law or fact. Following the arbitration hearing, the arbitrator will issue an award and a separate written
decision which summarizes the reasoning behind the award and the legal basis for the award.
The arbitrator will not:
(i) Award damages excluded by the Terms of Service;
(ii) Award damages in excess of the amount, if any, limited by the Terms of Service; or
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