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Privacy Policy

URQUi

KINESIS IDENTITY SECRURITY SYSTEMS INC.

Privacy Policy



TABLE OF CONTENTS

  1. Important Terms Used in this Policy
  2. Your Privacy Is Protected
  3. Our Privacy Principles
  4. Identifying Purposes and Obtaining Your Consent
  5. Limiting the Collection, Use and Disclosure of Your Information
  6. Third Parties Who Might Collect or Be Given Your Personal Information
  7. Keeping Your Information Accurate and Providing Access to Your Information
  8. Protecting Your Information
  9. Notice of Changes
  10. Dispute Resolution
  11. Addressing Your Concerns Important Terms Used in This Policy

When reading this policy you should be aware of the meanings we give to the following terms.

When we refer to “personal information” or “information” it means information about an identifiable
individual or that could reasonably be expected to identify a particular individual. This includes details
such as your age, place of birth, marital status and the area in which you live. Personal information does
not include most of the information that appears on a business card.

                                    Your Privacy Is Protected

At URQUi, a division of KINESIS IDENTITY SECURITY SYSTEMS INC. (“KISSI”), an important
part of our commitment to you is to respect your right to privacy. This policy will help you better
understand how URQUi protects personal information. At the date of this policy, URQUi DOES NOT
COLLECT PERSONAL INFORMATION FROM USERS OF ITS SYSTEM.

                                     Our Privacy Principles

URQUi will respect the following principles if it ever does collect personal information:

  1. Identifying Purposes and Obtaining Your Consent. We identify the purposes for collecting
    personal information at or before the time it is collected. We obtain your consent before collecting, using
    or disclosing personal information, except where permitted or required by law. WE WILL NEVER
    COLLECT PERSONAL INFORMATION WITHOUT TELLING YOU AND GIVING YOU THE
    OPTION TO NOT PROVIDE THE INFORMATION.
  2. Limiting the Collection, Use and Disclosure of Your Information. We will limit the personal
    information we collect to what is necessary for the purposes we have identified. We collect information
    only by fair and lawful means. We do not use or disclose personal information for purposes other than
    those for which it was collected, except with your consent, or where permitted or required by law. We
    retain personal information only as long as necessary for these purposes.
  3. Keeping Your Information Accurate and Providing Access to Your Information. We will take
    care to keep personal information as accurate, complete and up-to-date as is necessary for the purposes
    for which it is to be used. Upon request, we will provide you with access to your personal information.
    You can ask how your information is used or disclosed, can ensure it is accurate and complete, and can
    update it if necessary.
  4. Protecting Your Information. We will safeguard the privacy of personal information through
    security measures appropriate to the sensitivity of the information.
  5. Addressing Your Concerns. We will be responsible for personal information under our control. There
    are designated individuals within URQUi who are accountable for compliance with these privacy
    principles. We have steps you can follow if you have questions or concerns about your privacy. Identifying Purposes and Obtaining Your Consent

If we ever need your personal information for any purpose, we will identify that purpose at the time that
we collect the information.

There are many ways we may obtain your consent. We may obtain your express consent in writing,
through electronic means, or verbally. Alternatively, your consent may be implied through an action
you’ve taken, such as completing a form and thereby providing us with information. Examples of express
consent include where you may sign an application that states “I agree to …”, or you may be asked to
electronically acknowledge that you will be bound by legal terms or agree to certain statements. Clicking
“I Agree” is your electronic consent. Example of implied consent include situations such as where you are
using one of our services and we inform you of revised Terms relating to that service, we can conclude
that you agree to those conditions if you choose to continue using the service.

               Limiting the Collection, Use and Disclosure of Your Information

URQUi DOES NOT COLLECT PERSONAL INFORMATION FROM USERS OF ITS SYSTEM. If it
becomes necessary to collect personal information in the future, we will limit the personal information we
collect to what is necessary for the purposes we have identified and will safeguard your information in
accordance with the terms set out below.

We will not use or disclose personal information for purposes other than those for which it was collected,
except with your consent, or as described below. We retain personal information only as long as necessary
for these purposes.

There may be exceptions where we may collect, use or disclose information without consent:

    1. If we use an outside supplier to do work for us. At times we may use outside suppliers to do
    work for us involving some of your information. We select suppliers carefully and insist they
    have privacy and security standards that meet URQUi's strict requirements. We may share your
    information with these operators on a confidential basis to process transactions, provide customer
    service, promote the service and for other reasonable purposes. See also "Third Parties Who
    Might Collect Your Personal Information" below.

    2. If we are permitted or required by law. We may be compelled to release information by a court
    or other legal or regulatory authority. If so, our policy is to release information only to the extent
    that we are required to do so.

    3. We may share information for business transactions. From time to time, we may sell parts of
    our business, or merge or amalgamate parts of our business with other parties. Since client and
    account information will normally be a part of the transaction, we may disclose this information


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to other parties in the transaction, as part of due diligence and on completion of the transaction.
We require that the other parties keep this information confidential and limit its use to the
purposes of the transaction.

The length of time we keep your information will vary depending on the product or service and the nature
of the personal information. We have retention standards that meet customer service, legal and regulatory
needs. For these reasons, we may keep your information beyond the end of your relationship with us.

When your information is no longer required, we will securely destroy it or delete the personally
identifiable portions of it.

          Third Parties Who Might Collect or Be Given Your Personal Information

URQUI DOES NOT CONTROL THE INFORMATION COLLECTED BY THIRD PARTIES WITH
WHOM YOU MAY DO BUSINESS, AND YOUR PRIVACY RIGHTS ARE GOVERNED BY THEIR
RESPECTIVE PRIVACY POLICIES. URQUI DOES NOT HAVE ACCESS TO OR CONTROL OVER
YOUR MOST SENSITIVE PERSONAL INFORMATION, SUCH AS THE INFORMATION
REQUIRED TO COMPLETE A CREDIT CARD PURCHASE (INCLUDING YOUR CREDIT CARD
PARTICULARS). URQUI IS NOT RESPONSIBLE FOR THE SECURITY OF SUCH INFORMATION,
NOR ARE WE LIABLE FOR THE MISUSE OF SUCH INFORMATION.

       Keeping Your Information Accurate and Providing Access to Your Information

URQUi DOES NOT COLLECT PERSONAL INFORMATION FROM USERS OF ITS SYSTEM. If we
do, we will rely on you to tell us when your personal information changes.

It is important to ensure your personal information at URQUi is accurate and complete. If it becomes
necessary in the future to collect personal information, we will provide a mechanism at that time to give
you access to your information and to correct such information as required.

If you have a sensory disability you may request your information to be made available in an alternative
format. If we already have that format, we will provide it.

If we are unable to provide access or disclose information to you, we will explain why, subject to any
legal or regulatory restrictions.

If you tell us that we have information about you that is obsolete or incorrect, we will update our records
with the proper information. When appropriate, we’ll correct any information which we may have given
to an outside organization.

                                  Protecting Your Information

If it becomes necessary in the future to collect personal information, we will limit access to your personal
information and store it securely. Depending on the nature of the information, it may be stored in various
secure computer systems, or the record storage facilities of URQUi or our outside suppliers.

In addition to the physical and electronic security devices we use to protect your information, we have
security standards to protect our computer systems from unauthorized use or access.

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Employees who have access to your information are made aware of how to keep it confidential. We use
contracts and other measures with our outside suppliers to maintain the confidentiality and security of
your personal information and to prevent it from being used for any unauthorized purpose. Access to
your personal information is only given to those who require it to provide our products or services, or
where permitted or required by law.

How you can protect your privacy. Never disclose your current PIN, passwords or answers to online
personal verification questions to anyone, or you could be liable for losses. No URQUi employee or agent
will ever ask you verbally or through e-mail for this information. Make sure that URQUi has your most
up-to-date address or contact information will help protect your personal information from being
misdirected. To protect your privacy online, you should clear your browser’s cache after each session, use
a firewall, and use up to date software to protect your computer from viruses and spyware.

                                      NOTICE OF CHANGES

If we make changes to this policy, we will notify you in an appropriate manner.

                                     DISPUTE RESOLUTION

This policy, and all related matters are governed solely by the laws of British Columbia, Canada and
applicable federal laws of Canada. Any dispute between you and URQUi.COM or any other person
arising from or connected with or relating to this Privacy Policy, or any related matters (collectively
“Disputes”) will be resolved solely in accordance with the Policy of this Article.

If there is any dispute arising out of or relating to this Privacy Policy, then the parties will use reasonable
and good faith efforts to resolve such dispute, first by direct negotiation and then, if that is not successful,
by mediation with a neutral third party mediator acceptable to both parties. Each party will bear its own
costs and expenses in connection with any mediation and all costs and expenses of the mediator will be
shared equally by the parties.

Any Dispute that is not settled by mediation or agreement between the parties within a reasonable time
shall be settled exclusively by binding arbitration by a single arbitrator. The location of the arbitration
will be Vancouver, Canada. The arbitration will be governed by the Commercial Arbitration Act (British
Columbia). The arbitrator will be selected and the arbitration conducted in accordance with the British
Columbia International Arbitration Rules (“Rules”) and conducted by the British Columbia International
Commercial Arbitration Centre, except that the provisions of this Privacy Policy or the Terms of Service
will prevail over the Rules. The parties will share equally in the fees and expenses of the arbitrator and
the cost of the facilities used for the arbitration hearing, but will otherwise each bear their respective costs
incurred in connection with the arbitration. Depositions will not be allowed, but information may be
exchanged by other means. The parties will use their best efforts to ensure that an arbitrator is selected
promptly and that the arbitration hearing is conducted no later than 3 months after the arbitrator is
selected. The arbitrator must decide the dispute in accordance with the substantive law of British
Columbia. This requirement does not, however, mean that the award is reviewable by a court for errors of
law or fact. Following the arbitration hearing, the arbitrator will issue an award and a separate written
decision which summarizes the reasoning behind the award and the legal basis for the award.

The arbitrator will not:

(i) Award damages excluded by the Terms of Service;

(ii) Award damages in excess of the amount, if any, limited by the Terms of Service; or

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(iii) Require one party to pay another party’s costs, fees, attorney’s fees or expenses.

The award of the arbitrator will be final and binding on each party. Judgement upon the award may be
entered in any court of competent jurisdiction.

The dispute resolution procedures described in this Part are the sole and exclusive procedures for the
resolution of any disputes which arise out of or are related to this Privacy Policy, except that a party may
seek preliminary or temporary injunctive relief from a court if, in that party’s sole judgment, such action is
necessary to avoid irreparable harm or to preserve the status quo. If a party seeks judicial injunctive relief
as described in this Article, then the parties will continue to participate in good faith in the dispute
resolution procedures described in this Article. The parties agree that no court which a party petitions to
grant the type of preliminary or temporary injunctive relief described in this Article may award damages
or resolve the dispute.

Notwithstanding the foregoing, URQUi.COM is not precluded at any time from seeking injunction relief
against the other Party for intellectual property infringement in British Columbia or in the jurisdiction
where the other Party is domiciled or resident or where the infringement is taking place.

The parties attorn to the exclusive jurisdiction of the Supreme Court of British Columbia for the purpose
of any court application contemplated by this Article.

                                    Addressing Your Concerns

If you have any questions about our policies and practices relating to your personal information, please let
us know.

Contact the URQUi Customer Care Centre

E-mail: customercare@URQUi.COM

Be sure to include your name and contact information where you prefer to be reached, the nature of your
complaint, and details relevant to the matter and with whom you have already discussed the issue.

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